Real-world essentials
Steady businesses people rely on, which often pay out cash.
- Energy & pipelines
- Utilities
- Infrastructure
- Real estate
- Metals & mining
Chronos Income · Monthly income
The goal: a paycheck from your portfolio.
Chronos Income holds investments that pay out cash, spread across many parts of the economy. The aim is steady monthly income while you keep working, plus long-term growth.
- Monthlyincome is the goal
- 11areas of the economy
- 3sources of cash: dividends, distributions, options
- Tax-awareharvesting losses, timing gains
How the money flows
From investments to your pocket.
- 1
Own income investments
Stocks and funds that pay out cash: dividends and distributions.
- 2
Collect the cash
Payouts come in throughout the year, and options can add a little more.
- 3
Pay you, or reinvest
Take it as monthly income, or put it back to work to grow future income. Your call.
What it holds
Spread out on purpose.
Growth
Companies that can grow their payouts over time.
- Technology
- Consumer
- Communication
Balance
Pieces that tend to move differently from the rest.
- Precious metals
- Digital assets
- Broad index funds
Some of this is held through funds rather than single stocks. We don’t publish individual holdings.
Inside Chronos Income
Built on our own tracking software.
We built a dashboard that tracks every payout, the mix across sectors, and total return, not just the income.
How we manage it
Three habits.
Rebalance
Trim what’s grown too big, add to what’s lagging, so no single area takes over.
Add income with options
We may sell options on holdings we own (like covered calls) to collect extra cash. This can cap upside.
Reinvest
Cash that isn’t paid out can be put back to work to grow future income.
Look past the payout
What you really earned.
Income paid+$2
+
Change in stock price−$1
=
Total return+$1
Income does the heavy lifting. Here the payout more than made up for a small dip in the stock price, so you came out ahead. We track both the cash coming in and what your holdings are worth, so you always see the full picture.
Taxes, in plain words
What you keep matters.
Tax-loss harvesting
When something is down, we may sell it to lock in a loss that can offset gains elsewhere. “Wash-sale” rules limit buying it right back.
Return of capital
Some payouts count as your own money coming back. They usually aren’t taxed right away; they lower your cost basis, so tax comes later when you sell.
The 60/40 futures rule
On the Nexus side, most futures profits are taxed 60% long-term and 40% short-term, however long the trade lasted. Federally that’s often lower than short-term rates. California taxes all gains as regular income.
We’re not tax advisors, and your situation is your own. Talk to a tax professional before acting on any of this.
Common questions
Good to know.
Are the monthly payouts guaranteed?
No. Payouts depend on what the investments pay, and they can shrink or stop.
Do you invest your own money?
Yes. Chronos Income is built from our own holdings. We live with the same results.
Does this replace my 401(k) or IRA?
No. It’s meant to sit alongside retirement accounts, which have their own tax benefits.
How does it connect to Nexus?
They’re two halves of one plan: Nexus aims to grow money, and over time gains can be moved into Chronos Income to build more income.
Can I see the holdings?
We don’t publish individual holdings on the website. Join the list for updates as we share more.
The risks, in plain words
- Payouts can shrink or stop. Income is not guaranteed.
- The value of your holdings can fall, even while payouts continue.
- Borrowing (margin) can make losses bigger.
- Selling options can cap gains and doesn’t remove risk.
More in the full disclosures.
Stay in the loop
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Join the list for updates on how we build monthly income, the tax side, and when we’re ready to talk.
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